You may never get to retire.This is what it said on the cover of Time Magazine in their promo for an article about the future of work.The article points out some troubling information. Most corporate pension plans no longer exist so the money needed for retirement must be saved on an individual basis. However, most Americans are not saving enough for retirement. On average most 50 year olds have only $97,000 saved for retirement. This means most baby boomers will need to continue working.For people who are younger, we have a chance to grow old in an environment where we know we have to save for our own retirements. The days of working at one job for our entire lives and retiring on the compnay pension plan is almost gone.The earlier we start saving and investing, the better we will do because of compounding interest.If you don't thik about saving for retirement until you are older, or if you only save a small amount each month, you may never be able to retire.