03-04-2008:
Well, after watching the US Financial Markets over the last several months,
The Answer is: NOW !
I have heard Financial Planners say, after looking at a clients' Portfolio: Oh, you should hang in there, the "Markets" will turn around after the Presidential Election.
My Comment To That Is: Are You Going to Subsidize my Account for Losses ?
Then, I would immediately find another financial professional !
SUGGESTION: Take some of the money you may have available (already liquid)
and place it in an Immediate Annuity. ( I personally like EIA's from Equitrust. Visit
their site at:
http://equitrust.com and click on Fixed Investments.)
EIA's: Am I Crazy ?
NO: The Best Time to Start an Equity Indexed Annuity, is in a down market.
The lower the S&P 500, the Better.
Why ? By chosing an Interest Crediting Method that parallels either the Annual or Month-Month Performance of the S&P 500, you will reap the rewards when the Market rebounds. In Addition: You Can Not Get Hurt: There are No Losses with these plans.
The worst you can do, is just collect your applicable Cash Bonuses, and receive 0 Interest for the year.
Your Principal, Deposits, applicable Cash Bonuses & credited Interest Income:
Are ALL 100% Safe: Simply because they are not physically in the Market.
For More Information: Please Visit:
http://rolloversandannuities.com