All Blog Posts (101)

OICUAM2 Make More 401K Decisions

I highly recommend this article from the New York Times about making more decisions in our 401K plans.  I especially like the thought of being able to add low cost index funds to our plans.  I also agree that allowing investment amateurs to potentially ruin their retirement plans is a concern. 

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James Scott The Investment Ramifications Of Sustainable Energy

Our economy runs on fossil fuels.  Oil, coal and natural gas are crucial to powering our factories, our computers, our military, our cars, our homes, etc...  If there was any disruption in the supply of fossil fuels, our economy would be effected in major ways.

 

We see examples of this as the market responds to the price of oil and events in the Middle East.  We see this in the investments being made in natural gas. 

 

We all know the market would respond poorly…

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Nathan Andover Automated Mobile Income

My goal in life is to create automated mobile income. 

 

I don't want to spend most of my time going to work.

 

I am currently working on two main strategies for creating automated mobile income. 

 

The first strategy is to invest as much as I can while starting as early in life as possible.  I started investing when I was in my early 20's.  I'm already seeing the benefits of compound interest.  If I can get my investments to get big enough, I will…

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paul I'm Not Sure I Believe In Dollar Cost Averaging

Considering that the name of this site is invest every month, I suppose part of the argument being made by the site owner is that we should engage in dollar cost averaging.  However, I'm not sure I believe in dollar cost averaging.

 

I have been told many times by my financial advisor that I shoud invest on a weekly or monthly time table so that my investments are spread out.  This means that I will be buying more stocks when prices are low and fewer stocks when prices are…

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Nathan Andover Take Responsibility For Your Retirement

The only reason we need to have huge entitlement programs for senior citizens is because they didn't take responsibility for their own retirement.

 

We are in a new world requiring a generational shift.  Prior generations largely had employers who handled the retirement planning with pension programs.  This is no longer the case.  Most companies now offer 401k plans and many companies don't do a good job of getting their employees to enroll in the retirement…

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Nathan Andover Minimize Expenses, Maximize Savings & Investment

It really is an easy formula for building wealth.



It might take many years to build the wealth, but it can be done if you simply minimize your expenses and maximize your savings and investments.



Of course, the plan starts with the ability to make some money. Building wealth is much easier if you make lots of money. However, the amount of money you make does not…

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Willie Losing Money, Gaining Weight

When it comes to money and weight, I have figured out that they have a similar yet opposite rule.



Weight is easy to gain and very difficult to lose.



Money is easy to spend, and very difficult to make.



This truth is very frustrating on both topics.



I can work very hard to lose a few pounds over the course of a month and then gain it all back within one bad weekend full of bad choices.



In a similar way, I can work hard all month to make my… Continue

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OICUAM2 Is Greed Good?

I watched the movie Wall Street last night. I hadn't seen it in awhile so I really enjoyed it.

 

Of course, one of the most famous parts of the movie is when Gordon Gekko makes the argument that greed is good. Is greed good? Gordon Gekko answers his own question with a strong yes. He says that greed is what leads people to make things, build companies, strive to do and get…

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OICUAM2 CNBC Call The Close Game Adds One & Only Resorts Sweepstakes

CNBC has partnered with One & Only Resorts to add a sweepstakes to their Call The Close game.



Each day you make a guess at where the Dow Jones will end up, you get an entry into the end of the year sweepstakes. Four winners will be drawn at the end of the year for vacations at One & Only Resorts.



I'm not exactly sure what the daily winners get other than a mention on air. There is a leaderboard on the CNBC website so you can track your progress in making the right… Continue

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paul I Want To Build Wealth

I want to build wealth. I don't want to be stuck working in some lame job until I die. I want to "retire" as soon as possible so I can do what I want without needing to worry about generating income all the time.



I'm taking both a short term and a long term approach to my wealth building. In the long-term, I am saving and investing money every month. I'm not very agressive with my investing, but I am doing a good job of building a diverse portfolio that hopefully will result in a… Continue

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Nathan Andover I Cut My Own Hair Today

I'm trying to figure out how I can save and invest more money each month. Today I discovered that I can save $20 by cutting my own hair.



Now, my hair is not a difficult cut. People who have longer hair or need certain styling might not be able to save money this way. However, for me, I usually just sit in a chair as someone uses a clippers on a certain setting to cut the hair off the sides and back of my head.



I was looking for a place to get my haircut. I wanted to spend… Continue

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paul High Frequency Trading Programs

I'm doing a little research into the stock market and came across a statistic that over 70% of the daily trades are from high frequency trading programs (HFTP's). Most of these HFTP's are from the big institutional banks representing less than 2% of total investors involved with the market.



This means that on a daily basis, a large majority of the movement in the stock market is a result on what the large institutional investment firms are doing. The high frequency…

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Nathan Andover Our Choices Determine Everything

I saw an advetisement for Nike that showed soccer players in the World Cup becoming either heroes or forgotten people based on whether or not they score an important goal. This made me think that small moments and the choices we make greatly influence the course of our lives. This is especially true in our investment portfolios.



Most studies show that it is very difficult to succeed by being an active trader. Most people don't have the ability to choose the correct stocks because… Continue

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paul Jim Cramer Is A Smart Man

I know that many people in the investing world like to take their shots at Jim Cramer, but I have been watching him for the past couple of weeks and he really knows his stuff.



I understand that some people don't like is hyperactive style, but beneath the showmanship and energy is a lot of knowledge about the investing world.



I tried to imagine the other day what it would be like to be on television for an hour taking random questions about random companies. His producer… Continue

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Nathan Andover Goldline Outed As A Fraud

I was watching the Dylan Ratigan show on MSNBC and saw his report that Goldline has been shown to be grossly overcharging their customers.



Goldline is a company that sells gold coins while advertising on the internet and on television. Most of the television ads are shown on conservative networks with Glen Beck as a primary promoter.



In a recent investigation by Congressman Anthony Weiner of New York, Goldline was found to be charging customers huge prices for gold with… Continue

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Nathan Andover The Start Of My Investment Blog

I have decided to start an investment blog on this site. I hope it will allow me to keep on track and also interact with other people interested in investing.



I like the idea of investing every month because I am a passive investor who has automatic savings and invesment strategies in place.



I have been considering a more active investment strategy, but the crazyness of the past few days reminds me that it is almost impossible to predict and time the market.



For… Continue

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paul Trading Is Hazardous To Your Wealth

I was reading an article in the New York Times about day trading when I followed a link to a study that concludes that trading is hazardous to your wealth.



First, the article in the New York Times shows how difficult day trading can be. One trader featured in the article was down $500 in the morning and then was up $210 in the afternoon. However, after…

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Vitaly Indinko Investing Advice

I had some friends recently ask me about how to start stock market investing. I told them to read, do research and get on the Internet. They pooh-poohed me and wanted a shorter answer. Sadly I had nothing more to give. I hate giving anyone advice.



There's no upside to advising anyone on their finances and it can destroy relationships. But even ignoring that, people should be informed on their own. I… Continue

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Vitaly Indinko Do We Have a Support System?

I'm not a dummy and I'm not a proponent of big government. However as I watch my government at work I have to wonder, are they working with us, or are they simply involved in theatrics? Is there anyone I can count on besides myself? Is anyone looking out for me?


I'm not a partisan and I don't blame anyone in particular, except maybe myself. I've focused a lot on my personal investment growth, without worrying…
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OICUAM2 Can You Even Imagine?!?!?!

I was reading a story in USA Today about the different ways investors are reacting to the past two years of stock crashes and rebounds.



I was happy to read that I fell into the most favored of the three categories. The agressive investor who bought more stocks as the market bottomed out and then enjoying the near record rebound.



For a lot of investors, the market volatility scared them out of the market. Some got completely out of investing and some are only investing in… Continue

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