I was reading a story in USA Today about the different ways investors are reacting to the past two years of stock crashes and rebounds.

I was happy to read that I fell into the most favored of the three categories. The agressive investor who bought more stocks as the market bottomed out and then enjoying the near record rebound.

For a lot of investors, the market volatility scared them out of the market. Some got completely out of investing and some are only investing in very safe vehicles such as CD's. Others are investing mainly in bonds, but they probably don't realize that the "bond bubble" is about to burst as more people will be getting back into stocks.

What struck me most were the horro stories of people who made the worst decisions. One guy lost $200,000 in the market and then sold the rest of his holdings at the very bottom. He is so mad at the market that he didn't buy back inot the market on the rebound.

Not only does he have to live with the fact that he lost a lot of money in the market crash, but he also has to live with the fact that he sold all of his stock assets just before the market rebounded 67%.

Can you even imagine?!?!?!